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This Christmas poem i wrote 4 years ago and I share it every year.

‘Christmas is coming

Everybody’s going mad

Spending hours shopping to see what bargins there are to be had

Stuff it I can’t afford it I’ll put it on the plastic card,

Knowing that in the new year problems with money will come and hit them hard

It’s great to see on Christmas Day

Your family smile and cheer

That all that effort just for one day

Is well and truly here

The food is on the table,

Each plate is piled up high,

Lunch has cost a fortune

You can’t help but lie

The day is finally over,

Now all you want to do is cry

Instead you reach for the mulled wine

and a good old mince pie.

New year arrives,

Your credit card bill comes in the post

You nearly can’t bring yourself to open it,

The thing you really have been dreading the most.

Money is very tight,

The repayments are today

You pay the bare minimum,

The electric bill is in sight.

Thinking you don’t know if you can afford to have a little light.

Taking you back to that shopping trip

Where you went completely mad

Here’s some advice so take it

If you don’t you’ll wish you had

Your family and friends will love you

Whether you spent money on them or not

Don’t try and keep up with the Jones’

Just be there at Christmas and remember to smile a lot.

Hope you all get the jist of the poem

and pray that if you are reading this

It doesn’t describe you ‘

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